Selling your home: the resale packet, without the scramble

The short answer: ask your board for the resale packet the day you list, name your closing date and your door, and expect days, not minutes, because a volunteer usually assembles it.

Here is the part nobody tells a seller. Your buyer, lender, or title company will ask the association for a resale packet: what your door owes, the governing documents, the rules, the association's insurance and budget, and a statement that your account is current. The board producing it is usually a neighbor with a day job, and the request often arrives the week of closing.

Ask the day you list. Name your closing date, your door, and where to send it. Offer to pay the fee your documents allow if there is one; some associations charge for the rush nobody warned them about. Early is the whole trick.

Name your closing date, your door, and where to send it. Offer to pay the fee your documents allow if there is one; some associations charge for the rush nobody warned them about. Early is the whole trick, because the board producing the packet is usually a neighbor with a day job.

When a board runs on Hoavik, the seller's statement comes from the door's actual ledger and the documents live in one place, so the packet is assembled from records instead of reconstructed from a treasurer's inbox. Your board still produces and approves it; software does not certify your closing.

• What your door owes, from its actual ledger
• The governing documents and the rules
• The association's insurance and current budget
• A statement that your account is current, produced and signed by the board